Millionaire Mindset Hacks, Habits & Affirmations
Rachael Howourth 
A collection of my favourite tools and practises for building a mindset to attract wealth and abundance
A Collection of My Favourite Tools & Practices for Building a Millionaire Mindset
Rarely anyone fails in business because they lack ideas or talent. You wouldn’t have started if you weren’t incredible at what you do. Most women stumble because their mindset and daily habits aren’t aligned with the wealth they’re trying to call in.
Here’s the truth: millionaires don’t just do different things. They think differently. They create an identity and a rhythm of practices that make abundance their normal.
When I scaled from 0 to multi-6 figures, it wasn’t just sales strategy that got me there (though you know I’m obsessed with sales). It was these daily rituals, millionaire habits, and identity shifts that kept me anchored, confident, and magnetic to clients and cash.
My intention for this blog was to share my personal collection of tools and practices to build a mindset that attracts wealth and abundance. Take what resonates, integrate it into your routine, and watch how fast things shift 💸👑
1. Morning Mindset Rituals
Millionaires don’t roll out of bed and check Instagram. They set the tone for the day.
My ritual usually includes:
Journaling prompts like “Who am I becoming?” and “What would the £20K-month version of me choose today?”
Gratitude lists (because wealth responds to appreciation).
Future-casting — I literally write out what my “next level life” looks like as if it’s already here.
👉 Start your day in alignment, and your actions naturally follow.
🆓 I also complete my Daily Abundance Tracker which is a free resources included here if you want to grab it
2. CEO Calendar Habits
My calendar is always planned. If it’s not scheduled, it won’t scale.
I treat my calendar like cash. That means blocking:
Sales activity (conversations, content creation, offers).
Strategy & growth time (CEO days, funnel mapping, big vision planning).
Self-care & energy rituals (walks, spa, time with my son).
👉 Does your calendar reflect the woman you’re becoming, or just the woman you’ve been?
(juicy journaling question, right?)
✍🏼 if you love journaling, then read 21 Journal Prompts for a Millionaire Mindset
3. Normalising New Income Levels
This is one of the most powerful practices I’ve ever done.
When £10K months felt like “a big deal,” they were inconsistent. The moment I started treating £10K as normal… it stuck.
Now, when I’m stepping into £20K, £30K, £50K months, I make a daily “normalisation list.” It’s a simple practice of writing down what already feels normal at this level (e.g. paying myself £10K, outsourcing to my team, client wins, making investment).
👉 The more ordinary you make wealth, the faster it flows.
4. The 24-Hour Decision Rule
Millionaires decide quickly. They don’t stew on ideas or opportunities for weeks.
You’ve probably suffered procrastination at various points in your journey, and so you know it’s non-productive and lowers your energetic frequency. Neither of which will help you call in the cash.
I have a rule: if something feels aligned, I decide within 24 hours. I trust my intuition and back myself fully. Because momentum is money.
👉 Fear slows wealth creation down. Speed creates it.
5. Investing Before You Feel “Ready”
Every leap in my business came after I invested and before it made sense. Mentorship, branding, systems — I always stretched into the next level.
Why? Because wealth isn’t built from comfort. It’s built from expansion.
👉 The millionaire move isn’t waiting until it feels safe. It’s saying “I’ll create the return.”
6. Be The Traffic
My mentor said something to me once that really stuck. She said “your number one role in the business is to be the traffic”. Why? Because without being visible and driving new people into our lead magnets and offers, you’ll stay the ‘best kept secret’ forever.
So now I make it a daily habit to get visible in 7 different places and spaces(and you’d be amazed at how simple that is to do when you know how to re-purpose content like an absolute pro)
👉 If you want to master content and leverage the power of social media and search-based marketing, then you should check this out.
7. Daily Evidence Tracking
Your brain is wired to look for proof of what it already believes (because we like to feel validated) So if you believe “clients are hard to find,” you’ll find evidence of that.
You get to flip the script. Every day, I recommend tracking the evidence that wealth is flowing:
New enquiries coming in.
Client wins being celebrated.
Payment notifications. Ping ping 💸
Opportunities you weren’t expecting.
👉 The more you notice abundance, the more you attract it.
8. Rest & Receiving as Strategy
This one feels edgy for high-achievers, but hear me out: burnout is not a millionaire move.
I book regular spa days, take long walks, enjoy daytime bubble baths and have plenty of “girl gang giggles.” Why? Because rest resets your nervous system, and receiving more requires us to be open to more.
👉 Set yourself a weekly goal for Fun and Self-Care. Hustle will hinder your success, not create it.
Ready for more wealth and abundance today?
Wealth isn’t about waiting until you hit 7-figures. It’s about embodying these millionaire practices today.
These tools and rituals are how I’ve built a life and business full of abundance, freedom, and choice. And they’ll work for you too.
So ask yourself: which practice are you committed to starting today?
And if you’re ready to pair this millionaire mindset with proven sales strategy, come join me inside The Infinite Abundance Collective — where women like you are stepping into consistent 3-7K months on their way to £20K+.
